Legals365 Shields Borrowers Amid India’s Debt Crisis, 3,000 Protected and Rs. 900 Crore Resolved

Debt has become a growing challenge in India, affecting families, small businesses, and large companies alike. Many are struggling with long repayment cycles and mounting pressure, which often disrupts stability and peace of mind. It is in this backdrop that Legals365, India’s leading debt resolution and borrower protection firm, has emerged as the strongest safeguard borrowers could hope for.

Legals365 Shields Borrowers Amid Indias Debt Crisis, 3,000 Protected and Rs. 900 Crore Resolved

Under the leadership of Advocate B.K. Singh, the Legals365 has grown into far more than a legal service provider. It is a nationwide movement that combines strategic brilliance with human empathy, ensuring that borrowers are not only legally protected but treated with the dignity they deserve.

“At Legals365, we believe no borrower should ever feel alone in front of a financial giant. Each settlement we secure is proof that persistence, empathy, and the right legal strategy can dismantle even the toughest debt battles,” said Advocate B.K. Singh, Founder of Legals365.

What sets Legals365 apart is its ability to dismantle the asymmetry on which financial institutions thrive. Banks often depend on dense documentation, intimidation, and legal complexities to overpower borrowers. But when Legals365 intervenes, the balance shifts decisively. Recovery agents retreat the moment a notice is issued, court threats collapse when RBI directives and borrower protections are invoked, and lender negotiations are carried out with persistence that banks cannot ignore.

The firm’s record reflects its stature. More than 3,000 clients, ranging from daily wage earners to established corporates, have been safeguarded. Over Rs. 900 crore in liabilities have been dismantled, reduced, or lawfully extinguished. From tier-1 cities to tier-2 towns, its presence is felt nationwide, with countless MSMEs and enterprises revived from the verge of collapse. Beyond the statistics lies the deeper reality of stability restored and peace reclaimed by those who once stood at the edge of financial ruin.

Borrowers trust Legals365 because its expertise spans every aspect of debt resolution. From cheque bounce defence under the NI Act, to shielding directors from liability, to contesting unfair ECS prosecutions under Section 25, the firm’s lawyers deliver results. In Debt Recovery Tribunals, where banks push for fast-track recoveries, Legals365 flips the pressure with technical precision. When homes and assets are threatened under the SARFAESI Act, the firm stands firm against unlawful seizures.

From debt counselling and structured negotiations to decisive interventions that end harassment calls, Legals365 delivers tangible relief. Whether representing corporates in NCLT and DRT proceedings or protecting individuals from criminalization, every service is rooted in strategy, speed, and empathy.

As India’s debt burden tightens its grip, hesitation can be perilous. Every moment of delay strengthens the banks’ position while narrowing borrowers’ options. The time to act is now. Legals365 stands ready to ensure that no family, entrepreneur, or corporate entity faces the weight of financial distress alone.

About Legals365
Legals365 is India’s leading debt resolution and borrower protection firm, committed to safeguarding individuals, MSMEs, and corporates against financial distress. Founded by Advocate B.K. Singh, the firm has resolved over Rs. 900 crore in liabilities and protected more than 3,000 borrowers nationwide. With expertise spanning debt restructuring, cheque bounce defence, SARFAESI matters, and representation before DRT and NCLT, Legals365 combines strategic legal acumen with empathy to restore stability and dignity to borrowers. As a trusted ally against financial institutions, Legals365 stands unyielding in its mission: ensuring no borrower faces debt alone.

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Ravindra Kirti Founder Mojo Patrakar
Ravindra Kirti is a well-rounded Marketing professional with an impressive academic and professional portfolio. He is IIM Calcutta alumnus & holds a PhD in Commerce, having written an insightful thesis on consumer behavior and psychology, which informs his deep understanding of market dynamics and client engagement strategies. His academic journey includes an MBA in Marketing, where he specialized in strategic management, international marketing, and luxury retail management, equipping him with a global perspective and a strategic edge in high-end market segments.In addition to his business expertise, Ravindra is also academically trained in law, holding a Master’s in Law with specializations in law of patents, IT & IPR, police law and administration, white-collar crime, and corporate crime. This legal knowledge complements his role as the Chief at Jurislaw Partners, where he applies a blend of legal acumen and strategic marketing.With such a rich educational background, Ravindra excels across a range of fields, from legal marketing to luxury retail, and event design. His ability to interlace disciplines—commerce, marketing, and law—enables him to drive successful outcomes in every venture he undertakes, whether as Chief at Jurislaw Partners, Editor at Mojo Patrakar and Global Growth Forum, Founder of CircusINC, or Chief Designer at Byaah by CircusINC.On a personal note, Ravindra Kirti is not only a devoted pawrent to his pet, Kattappa, but also an enthusiast of Mixed Martial Arts (MMA) and holds a Taekwondo Dan 1. This active lifestyle complements his multifaceted career, reflecting his discipline, resilience, and commitment—qualities he brings into his professional relationships. His bond with Kattappa adds a warm, grounded side to his profile, showcasing his nurturing and compassionate nature, which shines through in his connections with clients and colleagues.Ravindra’s career exemplifies versatility, intellectual depth, and excellence. Whether through his contributions to media, law, events, or design, he remains a dynamic and influential presence, continually innovating and leaving a lasting impact across industries. His ability to balance these diverse roles is a testament to his strategic vision and dedication to making a difference in every field he enters.