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Vivek Singh Appointed CEO of Home Credit India, Brings 20+ Years of BFSI Leadership

At its meeting held on April 7, 2025, the Board of Home Credit appointed Vivek Singh as the Chief Executive Officer, effective immediately. Mr. Singh brings over 20 years of extensive experience in the financial services sector, with a strong focus on building and scaling businesses, driving digital transformation, and managing large-scale operations. He is poised to spearhead Home Credit India into its next phase of growth under the TVS Holdings umbrella.

Vivek Singh, CEO, Home Credit India

K Gopala Desikan, Director, TVS Holdings, said on this appointment, “Home Credit India has played a pivotal role in advancing financial inclusion across the country. We are confident that Vivek’s deep understanding of the Indian financial landscape, particularly in the consumer & retail finance space, coupled with his proven ability to drive growth and innovation, will be invaluable as we move forward and strengthen the business of Home Credit India and build upon its strong foundation.

Sharing his vision, Vivek Singh, CEO, Home Credit India, said, “It’s an honour to lead Home Credit India at a time when technology is revolutionising how we serve customers. I am committed to fostering innovation, enhancing customer experience, and expanding access to responsible credit. Home Credit India’s strong market presence provides a tremendous opportunity to further enhance our offerings, broaden our reach, and drive greater financial inclusion across the country. Together with the team, I look forward to shaping a more inclusive, responsible and tech-forward financial ecosystem in India.”

Vivek holds an MBA and has received multiple industry accolades for his contributions to the financial services space. He brings a proven track record of success in retail lending and customer-centric financial services. Prior to this, he held senior roles at multiple renowned financial institutions.

Under his leadership, Home Credit India enters a new era of innovation and inclusive growth. The company remains committed to transparent, responsible lending and deepening credit penetration across India.

About Home Credit India

Home Credit India Finance Pvt. Ltd., a subsidiary of TVS Holdings Ltd. is a leading consumer finance company committed to driving credit penetration and financial inclusion across India. Home Credit India offers a diversified range of innovative products, supported by a superior customer experience, and continues to expand its pan-India presence. With a focus on providing simple, trustworthy, transparent, tech-driven accessible financial solutions, Home Credit India has been part of financial journey for over 1.8 Crore customers through a robust network of approximately 53,000 points-of-sale (PoS) spread across 625 cities nationwide.

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Ravindra Kirti is a well-rounded Marketing professional with an impressive academic and professional portfolio. He is IIM Calcutta alumnus & holds a PhD in Commerce, having written an insightful thesis on consumer behavior and psychology, which informs his deep understanding of market dynamics and client engagement strategies. His academic journey includes an MBA in Marketing, where he specialized in strategic management, international marketing, and luxury retail management, equipping him with a global perspective and a strategic edge in high-end market segments.In addition to his business expertise, Ravindra is also academically trained in law, holding a Master’s in Law with specializations in law of patents, IT & IPR, police law and administration, white-collar crime, and corporate crime. This legal knowledge complements his role as the Chief at Jurislaw Partners, where he applies a blend of legal acumen and strategic marketing.With such a rich educational background, Ravindra excels across a range of fields, from legal marketing to luxury retail, and event design. His ability to interlace disciplines—commerce, marketing, and law—enables him to drive successful outcomes in every venture he undertakes, whether as Chief at Jurislaw Partners, Editor at Mojo Patrakar and Global Growth Forum, Founder of CircusINC, or Chief Designer at Byaah by CircusINC.On a personal note, Ravindra Kirti is not only a devoted pawrent to his pet, Kattappa, but also an enthusiast of Mixed Martial Arts (MMA) and holds a Taekwondo Dan 1. This active lifestyle complements his multifaceted career, reflecting his discipline, resilience, and commitment—qualities he brings into his professional relationships. His bond with Kattappa adds a warm, grounded side to his profile, showcasing his nurturing and compassionate nature, which shines through in his connections with clients and colleagues.Ravindra’s career exemplifies versatility, intellectual depth, and excellence. Whether through his contributions to media, law, events, or design, he remains a dynamic and influential presence, continually innovating and leaving a lasting impact across industries. His ability to balance these diverse roles is a testament to his strategic vision and dedication to making a difference in every field he enters.
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